Signs That Your Bank Account Is Hacked
With the advent of the increasing popularity of online banking and digital financial tools, it has become a necessity to prioritize internet safety measures and the awareness of ways to protect one’s bank account from malicious activities. These days, cases of online fraud are on the rise and hackers are adopting advanced techniques for stealing people’s personal data over the internet.
It has become crucial to have awareness regarding the signs of a cyberattack so that the required action can be taken at the same time and individual’s personal and professional data can be safeguarded.
Below is a list of 3 signs that may reflect that your bank account is under a cyberattack.
3 Signs that your bank account is under cyberattack
- Unpredictable Account Activity
If you witness some unauthorized transactions or modifications to your account which were not done by you, then, it is a clear sign that someone has gained access to your account.
Unauthorized transactions can consist of purchases or transfers that were not initiated by you. They could also be in the form of ATM withdrawals or cash advances that were not authorized by you.
In case you notice such kinds of transactions, it is really necessary that you reach out to your bank immediately and report the unauthorized activity to get it investigated.
- Dubious emails and texts
Phishing scams are also used by cybercriminals to trick individuals into providing their bank login credentials. These scams can appear in the form of text messages, emails or even phone calls. Beware of such emails or texts that seem to be sent from your bank and ask you to give away your personal information or click on a link.
They might ask you to click on a link to confirm your login to prevent your account from being suspended. In case, you get an email or a text that seems like it is sent by your bank and asks you to provide your personal data or click on a link, be extremely cautious. Do not give away any information or click on any type of link unless you are sure that it is legitimate.
These types of cyberattacks are usually known as “Phishing attacks”. In case, you provide your personal details or login credentials by mistake in response to such phishing mails, get in touch with your bank immediately to report the incident and take measures to safeguard yourself from further attacks.
- Delayed Access to One’s Own Account
In case, you are experiencing any delay or issues while logging in to your account, it could be a signal that somebody is attempting to get access to your account without your permission.
Hackers might try to access your account by using your login credentials. This can happen as a result of the hacker trying to guess your password or access your account by other means, which can lead your system to get unresponsive. If your account is taking too much time to get logged in or any type of similar issues, then it is necessary to take immediate action. Reach out to your bank right away to report the problem and change your login credentials quickly.
It is a great idea to activate two factor authentication for extra security. Two factor authentication will need you to provide an extra piece of information like a verification code that is sent to your phone to confirm the login. This can prove helpful for avoiding unauthorized access to your account despite somebody obtaining your login credentials.
Final Conclusion
In case you see any of these signs, it is extremely crucial to take quick action. Contact the fraud department of your bank and change your login credentials. Consider activating two factor authentication and monitor your account activity consistently for extra security. Also, avoid using public wifis as they are not secure. Lastly, use a VPN to encrypt your data.
Leave a Reply